Quick answer: Pre-Buy ($4.76/gal) suits homeowners who want the lowest locked-in rate and are comfortable committing early. Fixed Contract ($4.91/gal) suits those who want price protection with more enrollment flexibility. Automatic Delivery ($5.11/gal) suits homeowners who prioritize simplicity over locking in a rate in advance. Choosing a heating oil plan shouldn’t require a finance degree. Here’s a straightforward look at Supreme Oil’s three main options, so you can pick the one that actually fits how you budget and how much certainty you want.
Pre-Buy vs. Fixed vs. Automatic Delivery - Full Comparison
| Comparison | Pre-Buy | Fixed Contract | Automatic Delivery |
|---|---|---|---|
| Current rate | $4.76/gal | $4.91/gal | $5.11/gal |
| Price locked in? | Yes, for the season | Yes, once enrolled | No — market rate |
| Which is cheapest? | Lowest current rate | Middle | Highest current rate |
| Which is most flexible? | Lowest flexibility (early enrollment) | Moderate flexibility | Most flexible — no advance decision |
| Best for | Lowest available rate, early planners | Balanced protection + flexibility | Simplicity, no advance decision |
| Delivery | Scheduled automatically | Scheduled automatically | Scheduled automatically, based on usage |
All three plans include Supreme Oil’s automatic scheduled delivery – the difference is entirely in how (and when) your price per gallon is set, not in the delivery service itself.
Which Plan Gives the Lowest Rate? - Pre-Buy
Pre-Buy is Supreme’s lowest current rate because you’re committing early, before the season’s demand curve pushes prices up. If you know roughly what your household uses each winter (see our usage guide) and you’d rather lock in a number now than watch the market, Pre-Buy is usually the most cost-effective plan available.
Choose Pre-Buy if: you want the lowest rate available, you’re comfortable enrolling before the season starts, and predictable budgeting matters more to you than flexibility.
Which Plan Balances Protection and Flexibility? - Fixed Contract
A Fixed Contract locks in your rate similarly to Pre-Buy, but typically allows enrollment with a bit more timing flexibility through the season. It’s a middle-ground option for households that want price protection without needing to commit as far in advance as Pre-Buy requires.
Choose Fixed if: you want protection from mid-season price increases, but you’d rather not (or can’t) commit to Pre-Buy’s earlier enrollment window.
Which Plan Is Simplest, With No Commitment? - Automatic Delivery
Automatic Delivery means Supreme Oil monitors your usage and schedules deliveries so you never run low — without you locking in a rate at all. You pay the standard market rate at time of delivery. It’s the most flexible option and requires the least advance thinking, which is exactly why some households prefer it, even at a higher per-gallon rate.
Choose Automatic Delivery if: you’d rather not commit to a rate in advance, your usage is unpredictable, or you simply want the “set it and forget it” experience without evaluating pricing plans each year.
The Bottom Line - Decide in One Step
| If your priority is… | Choose… |
|---|---|
| The lowest possible rate, and you can commit early | Pre-Buy |
| Price protection with more enrollment flexibility | Fixed Contract |
| Maximum simplicity, no advance rate decision | Automatic Delivery |
Frequently Asked Questions
Can I change plans next season if this one doesn't fit?
Yes – most Westchester heating oil customers reassess annually. There’s no obligation to stay on the same plan year over year.
Is Automatic Delivery more expensive overall, or just per gallon?
It’s priced per gallon at the prevailing market rate, so total seasonal cost depends on how the market moves that year.
Do all three plans include emergency/priority delivery?
Contact Supreme Oil to confirm current service-level details for each plan, as this can vary.
What if I use significantly more or less oil than expected on a Pre-Buy plan?
Contact Supreme Oil to discuss adjustment options – Pre-Buy terms typically address both under- and over-usage scenarios.